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Traditional Installment Loan

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144"&" months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments vary from $11.49 to $30.27 per $1,000 borrowed depending on term and interest rate. The minimum "&"monthly payment will be no less than $50.00.


In our opinion, a roofing system that lasts at least 50 years qualifies as a permanent roof. Examples include slate roofing, tile roofing, copper roofing, and metal roofing systems that can last 100 years or more!

Metal roofs can be installed easily over 1 layer of asphalt shingles. Your metal roofing specialist will discuss options during their evaluation process.

Yes. Many Homeowner Insurance Providers now offer up to 35% discounts on insurance premiums. Check with your insurance provider.

Extremely well! Many types of permanent roofs are warranted to withstand 120 mph winds and are Class 4 rated by insurance companies, the highest rating available.

Concerns about the noise of metal roofs has kept otherwise eager consumers away from the product. While it is true that metal can resonate, unlike tile or wood, studies confirm that a properly installed metal roof yields no significant increase in noise compared to other roofing alternatives. Attic insulation and double-pane windows — combined with the fact that many metal roofs are mounted flush on a solid decking — all contribute to acceptable noise performance of metal roofing. In addition, the embossed textures of new metal roofs help to disperse rain, reducing noise even further.

No, in fact, metal roof owners experience utility savings after installation. A properly vented Steel Roof System moves air between the steel panel and the underlying deck. Metal roofing reflects up to 90% of the sun’s radiation, much more than an asphalt shingle, keeping your upper levels cooler.

Walkability is a factor on most roofs, and permanent roofs are not immune. In cases where permanent roofs — such as panels — are laid flat on a solid plywood decking, the risk of damage is low. However, if the roof is laid on battens, such as metal tiles and shingles, care must be taken to walk on the supported areas only. Excessive weight on the unsupported sections can potentially deform the surface, requiring replacement. Generally, a properly installed permanent roof should require virtually no maintenance, mitigating the need to walk on it at all.

Since metal, tile, and slate is non-combustible, it will not burn or support the spread of fire. For fires that originate inside the home, a wood roof generally accelerates the spread of fire, as the wood provides increased dry fuel for the fire itself. A permanent roof can help to preserve the integrity of the roof structure long enough to ensure a safe escape. For fires that originate outside the home (such as wildfire, or neighboring homes on fire), a permanent roof won’t give floating embers any fuel to burn. Your chances of remaining fire free are extremely high.

Permanent roofs are virtually maintenance-free. However, periodic rinsing with a hose or pressure washer can help keep the surface clean and free of corrosive residue, such as bird droppings and acid rain. Generally, the surface of permanent roofs do not support the growth of algae.

Contrary to popular belief, a metal roof is no more likely to attract lightning than any other type of roof. Consider trees (made of wood) which frequently attract lightning. Studies prove that lightning is attracted to the highest surrounding objects, regardless of their composition. In the event lightning were to strike a metal roof, it will not combust like wood.

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