Are Metal Roofs a Smart Investment for Homeowners in Indianapolis?

Your Roof Should Be an Asset, Not a Liability

Here in Indianapolis, the weather is as unpredictable as your March Madness bracket. One week it’s 80 and sunny, the next we’re dealing with 50 mph winds and hail. Your roof has to keep up with it all—and frankly, not all roofing materials can.

That’s why more homeowners are asking questions like:
Are metal roofs good for homes in the Midwest?
Is a metal roof worth it in a place like Indianapolis?
How long does a metal roof last when it’s exposed to snow, storms, and summer heat?

At Cornett Roofing Systems, we believe the right roof should last, protect, and save you money over time. And for a growing number of Indianapolis homeowners, metal roofing checks all those boxes—and then some.

In this guide, we’ll cover:

  • The basics of metal roofing and how it performs in Indiana
  • How long metal roofs last and how they compare to asphalt shingles
  • What to consider before making the investment
  • FAQs from homeowners just like you
  • Where to go next if you’re considering permanent roofing

Want a straight answer from pros who live and work in Indy? Contact Cornett Roofing Systems today and start with a free drone roof inspection.

metal roofing worth the investment in Indianapolis

What Indianapolis Homeowners Should Know About Metal Roofing

What Is Metal Roofing, Exactly?

Metal roofing uses steel, aluminum, or copper panels to create a weather-tight barrier against wind, rain, hail, and snow. The most common styles include:

  • Standing seam metal roofing – sleek vertical panels with hidden fasteners
  • Stone-coated steel shingles – look like traditional shingles, perform like metal
  • Metal tile or slate systems – architectural appeal with unbeatable strength

These aren’t your grandpa’s barn roofs. Modern metal systems are durable, attractive, and ideal for homes in high-wind, high-variation climates—like Indianapolis.

Why This Matters in Indianapolis

If you’ve dealt with wind-blown shingles, ice damming, or cracked underlayment, you know that weather in Indiana doesn’t play around. Our region throws all four seasons—and every extreme—at your roof. And while asphalt shingles might get you by for a while, metal roofing is built for the long haul.

Solution Prep: What to Know Before Investing in a Metal Roof

Before you dive into replacing your roof with metal, let’s look at what you should expect and plan for.

1. Is a Metal Roof Worth It Financially?

A metal roof is worth it for homeowners planning to stay in their home for at least 10–15 years. The higher upfront cost is offset by a much longer lifespan, lower maintenance, and energy savings.

2. How Long Does a Metal Roof Last?

Metal roofs typically last 40 to 70 years, depending on the material and installation. That’s at least double—and sometimes triple—the life of asphalt shingles in the same climate.

3. What About Permits and Local Codes?

In Indianapolis, you’ll need a roofing permit for most replacements. Some areas also have codes for snow load and wind resistance. Cornett Roofing Systems handles all local permitting and ensures code compliance.

4. Are There Style Options?

Yes. Today’s metal roofing comes in dozens of finishes, profiles, and colors. Whether your home is modern, farmhouse-style, or traditional, we can recommend a system that enhances curb appeal.

Metal Roofing vs. Asphalt Shingles: What’s the Smarter Investment?

When comparing roofing materials, cost is always a factor—but so is long-term value.

FeatureAsphalt ShinglesMetal Roofing
Average Lifespan15–25 years40–70+ years
Wind ResistanceUp to 130 mphUp to 160+ mph
MaintenanceHighLow
Energy EfficiencyLowHigh
Fire & Hail ResistanceModerateExcellent
Environmental ImpactLandfill waste100% recyclable

So, Are Metal Roofs Good for Indianapolis Homes?

Yes—metal roofs are good for homeowners who want a long-term solution, especially in areas like Indianapolis where weather is tough on traditional shingles. Between wind, snow, UV rays, and storm impact, metal outperforms almost everything else on the market.

If you want a deeper dive on how metal performs in high-wind areas, check out our related post:
The Premier Guide to Metal Roofing

Deep Dive: How Cornett Roofing Systems Delivers Smarter Roofing Solutions

Built in Indiana. Built to Last.

We don’t just install metal roofing—we manufacture our own slate and tile-style metal systems right here in Indiana. That means we control quality, lead times, and performance from start to finish.

Warranties That Back It Up

Every metal roof we install comes with:

  • Up to 50 years manufacturer warranty
  • Up to 10 years workmanship coverage

When we say “permanent,” we mean it.

Energy Savings That Pay You Back

Reflective coatings and thermal barriers in our metal systems help reduce cooling costs by 10–25%—especially useful during hot Indiana summers.

metal roofing worth the investment in Indianapolis

Pros & Cons: The Honest Breakdown

ProsCons
Lasts 2–3x longer than shinglesHigher initial cost
Handles wind, hail, and fireMay require HOA approval
Energy-efficientNot ideal for DIY installation
Low maintenanceSnow guards may be needed
Boosts home valueLimited options for ultra-flat roofs

FAQs About Metal Roofing in Indianapolis Homes

1. How long does a metal roof last in Indianapolis?

A metal roof in Indianapolis can last 40 to 70 years, depending on the type of metal and quality of installation.

2. Are metal roofs good for homes in the Midwest?

Yes, metal roofs are good for homes in the Midwest. They’re ideal for handling snow, wind, and seasonal temperature swings that damage other materials.

3. Is a metal roof worth it for older homes or remodels?

Yes, a metal roof is worth it for older homes or remodels—especially if you’re tired of ongoing repairs. Metal is lightweight, so it won’t stress older framing, and it adds value to the property.

4. Can a metal roof be installed during winter?

A metal roof can be installed during winter. Unlike asphalt shingles, metal doesn’t rely on warm weather to seal properly, making it a year-round option.

5. Will a metal roof increase the value of my home?

Yes, a metal roof can increase resale value due to its lifespan, energy efficiency, and aesthetic appeal.

6. Is a metal roof noisy in the rain or hail?

A metal roof is not noisy when installed over solid decking and insulation. Most homeowners don’t notice any difference in sound.

7. What’s the best style of metal roofing for a residential home?

The best style depends on your home, but standing seam and stone-coated steel shingles are both popular for residential use due to their appearance and durability.

Conclusion: Metal Roofing Is a Smart, Local Investment

So, are metal roofs a smart investment for homeowners in Indianapolis?
Yes—without question.

With extreme weather, rising energy costs, and the desire for fewer repairs, more local homeowners are choosing metal roofing as a permanent solution. It may cost more up front, but the long-term value is undeniable.

At Cornett Roofing Systems, we’ve been doing this for over 30 years—installing, manufacturing, and standing behind our work. We understand the codes, the climate, and what really holds up over time.

Ready to stop patching and start protecting? Schedule your free inspection today and let’s talk about whether metal is right for your home.